Plain-language basics for first-time investors.
Shuruaat (Beginners)
What Happens After the Money Arrives? Many of us spend a large part of our lives trying to earn more money. But earning well is only one part of financial well-being. What happens to the money after it reaches us is equally important.
Shuruaat (Beginners)
Consider a person in his late 40s — reasonably well-paid, a home owner, with a family to support. By most conventional measures, he had done the right things. He had a job, a house, and a family he provided for.
Shuruaat (Beginners)
Author: Sheo Narayan - SEBI Registered Investment Adviser | Reg. No. INA000022844 | BSE Enlistment No. 2537 | IshaVasu.com A Real-World Scenario I recently came across a case…
Shuruaat (Beginners)
This Raksha Bandhan, think beyond the traditional gift. Give your sister something more powerful - financial awareness. Because true protection today is not just emotional - it is financial.
Shuruaat (Beginners)
The most powerful financial decision a woman can make is simply this: to start. Not waiting for the "right time." Not waiting for a spouse's permission. Not waiting until the salary is higher, the children are older, or the home loan is paid off. Just — starting. One SIP. One account. One decision. That is where financial independence begins.
Shuruaat (Beginners)
The debate between Fixed Deposits and long-term market-linked investing is one of the oldest in personal finance. The truth is — it is not a debate at all. Both have a role to play. The question is not which is better. The question is: which is right for your goal, your timeline, and your risk profile?
Shuruaat (Beginners)
Most 25-year-olds think retirement planning is something you do at 45. By then, you have lost 20 years of compounding — the single most powerful wealth-building force available to any investor. Those 20 years cannot be bought back at any salary, any bonus, or any windfall. The math is brutally simple: time lost is wealth lost.
Shuruaat (Beginners)
Author: Sheo Narayan - SEBI Registered Investment Adviser | Reg. No. INA000022844 | BSE Enlistment No. 2537 | IshaVasu.com High income doesn't always mean financial security. A recent…
Shuruaat (Beginners)
For most Indian parents, their child's education is their single most important financial goal. Whether it is a good engineering college, an MBA, a medical degree, or higher studies abroad — the cost of quality education in India is rising faster than general inflation.
Shuruaat (Beginners)
Author: Sheo Narayan - SEBI Registered Investment Adviser | Reg. No. INA000022844 | BSE Enlistment No. 2537 | IshaVasu.com Preparing for income uncertainty starts before it happens. A…
Shuruaat (Beginners)
Author: Sheo Narayan - SEBI Registered Investment Adviser | Reg. No. INA000022844 | BSE Enlistment No. 2537 | IshaVasu.com Introduction When it comes to investing, most working professionals…
Shuruaat (Beginners)
A message in a group is not a financial plan. "Guaranteed returns! 🚀" | "Everyone is buying this!" | "Forwarded as received." | "Don't miss this opportunity." | "This stock is trending!" Sound familiar? Before you act on the next tip in your WhatsApp group, here are 7 reasons to pause and think.
Shuruaat (Beginners)
Author: Sheo Narayan - SEBI Registered Investment Adviser | Reg. No. INA000022844 | BSE Enlistment No. 2537 | IshaVasu.com A Hypothetical Example Consider a hypothetical example. Rohan, a…
Shuruaat (Beginners)
Imagine a professional like Priya, a 34-year-old product manager in Bengaluru, who started investing in her twenties — a mutual fund SIP here, a stock tip from a colleague there.